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personal financial planning

BA (Hons) Financial Services & Business School-Wide Options

Personal Financial Planning

“Public sector pensions in their current guise are unaffordable as costs are spiralling out of control.”
Budworth, D. (2011) The truth about public sector pensions. The Times. 25 June. p. 72

Assuming the role of a newly-qualified Certified Financial Planner, prepare an article for publication in a quality newspaper / website which:

1 critically considers the financial issues facing government and individuals within the public sector with respect to pensions; and

2 makes a recommendation as to how you believe the issues you have critically considered in (1) above can best be resolved.

You should support your arguments with appropriate research.

The deadline for submission of the assignment is Monday 6 February 2012. This is non-negotiable and any late submission will be subject to the University’s normal disciplinary procedures.

Your article should be word processed and a maximum of 1,500 words (please show a word count). Marks will be available for the style and quality of the English used in the assignment. You must include a bibliography.

This assignment will account for 30% of the subject mark. Details of the assessment criteria are attached.

Plagiarism

All assignments should be submitted through TurnItIn, the university’s anti-plagiarism software and a copy of the plagiarism report attached to your article. A link will be set up on Moodle for this purpose.

Any individual using material prepared by another person or persons will be subject to disciplinary action.

Oliver Princep
Ext 3856
Room 424

Assessment Criteria – Individual Essay

70% +

Demonstrates: – very good knowledge and understanding of the issues involved in personal financial
planning and the techniques employed in the management of such issues.
– critical evaluation and ability to show how academic theory and practice may be
integrated in the chosen context
– ability to develop ideas / arguments that are well grounded and informed by wide
reading around the subject
– additional creativity / insight that is brought to bear upon their knowledge and
understanding
– excellent presentation skills – appropriate language and style, clear and coherent;
– a well-structured assignment that is fully and appropriately referenced.
– very high level ability to draw reasoned conclusions / recommendations, as appropriate.

60-69%

Demonstrates: – good knowledge and understanding of the issues involved in personal financial
planning and the techniques employed in the management of such issues.
– a well-researched perspective / wider knowledge and understanding of the broad
range of issues involved in personal financial planning.
– enhanced capacity to interpret, analyse data and to draw reasoned conclusions.
– a well-presented assignment – good structure, clear and coherent, appropriate
language and style of writing, and good referencing of source material / ideas.
– high level ability to draw reasoned conclusions / recommendations, as appropriate.

50-59%

Demonstrates: – an understanding of the issues involved in personal financial planning and the
techniques employed in the management of such issues.
– ability to locate, extract and analyse data from multiple sources and to acknowledge
and reference the sources.
– relevant knowledge and understanding of factors that influence personal financial
planning.
– ability to present quantitative and qualitative information in an appropriate manner,
with generally good attention to the fine detail of spelling, punctuation and grammar.
– ability to draw reasoned conclusions / recommendations, as appropriate.

40-49%

Demonstrates – a basic understanding of the issues involved in personal financial planning and the
techniques employed in the management of such issues
– evidence of an ability to conduct basic research into personal financial planning
issues, but little evidence of wider reading.
– an essay that is largely descriptive, poorly presented, lacks coherence and is not
properly referenced.
– weak conclusions / recommendations

Fail: – failure to demonstrate a basic appreciation of the issues involved in personal financial
planning and the techniques employed in the management of such issues.
– little evidence of an ability to conduct research into personal financial planning
issues.
– inability to draw conclusions / make meaningful comment upon issues raised.
– a poorly presented essay – poor structure, lacks coherence and demonstrates lack
of attention to the fine detail of spelling, punctuation, grammar. Is poorly, or not
referenced.

Note: the above criteria are indicative only and do not represent an exhaustive list.

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